Tag Archives: Business

Success in Life Rules: Post by Cristian Mihai

Rules for Success in Life

success in lifeThere is a lot of “success in life” or self-improvement information floating around out there; some of it great, some of it good, and some of it not so good. Many people are trying to succeed at their dreams. If you can make your hobby your occupation, that is indeed one form of success.

Rules for Success by Earl Nightingale

Cristian Mihai’s post on Earl Nightingale’s 12 rules made me think. You might want to check it out.

via How Earl Nightingale’s 12 Rules Can Help You Succeed In Life

Reflect On Where You Are… And Want To Be!

Reading this post made me take a good look at the things I am doing to succeed in my goal to be a successful author. While it would be hard to put all 12 rules into play at one time, we can certainly begin working on one and then expand from there over time. I know I am going to be re-evaluating some of the things I have been doing in the light of Earl Nightingale’s 12 Rules.

So, I would just like to thank Cristian Mihai for sharing this post with his readers. It is one of the more helpful blog posts I have read in a long time, at least as far as reaching my goals are concerned.

ObamaCare Property Tax?

English: Barack Obama signing the Patient Prot...
English: Barack Obama signing the Patient Protection and Affordable Care Act at the White House (Photo credit: Wikipedia)

Pssst!!  Hey buddy … yeah …. you.  Wanna know a secret?  That’s right … another of Obama‘s “secret …. ssshhhhhh …. taxes!”  No wonder Pelosi did not want anyone to read the ObamaCare bill before they passed it “to find out what is in it.”  Did you know that it includes a new property tax?  That’s right folks!!  If ObamaCare is not repealed, and you sell your house after 2012; you will pay a wonderful new 3.8% sales tax on it?  That’s $3,800 on a $100,000 home.

Wait just a minute?  The hell you say?  When and how did this happen?

I do find one bit of “poetic justice”, if you will, in this new secret Obama tax!  Yes …  you Occupy Wall Street folks … you 99% -ers;  this is a new tax on you!!   Yep!  That’s right … this tax is not just on the 1% club …. you, know those dastardly millionaires and billionaires who own businesses, create real private sector jobs, hire people like you and me, buy the stuff we make,  and otherwise stimulate the economy!  This tax is on you as well!  Obama is even screwing you … his loyal cool aid drinkers!  This is a tax on Joe the Plumber, Bob the Builder, Terry the high school teacher, Tommy the cab driver, Harry the hamburger flipper, and Buffy the Obama-zombie.

So, you weren’t aware this new property tax was hidden in the Obamacare bill … were you?  Well, don’t feel like the lone ranger, because … you aren’t alone.  There are many members of Congress that also weren’t aware of it (Remember, they did not have time to read it).   And … it was carefully concealed in a HEALTH CARE BILL; written by SEIU and ACORN,  and then shoved down America’s throat by Pelosi, Reid and Company … despite the reasoned objections of most thinking Americans.

For some reason, it doesn’t goes into effect in 2013.  Why 2013 … you might ask?  Could it be that …  it is because it wasn’t supposed to become public knowledge until AFTER the 2012 elections … when it would be too late … especially if Obama somehow gets re-elected!?  So, tell me,  is this the  “change you can believe in?”

Under the new HEALTH CARE BILL all real estate transactions will be subject to a 3.8% Sales Tax. If you sell a $400,000 home, there will be a $15,200 tax.  Simply put, this bill is designed to screw the retiring generation who often downsize their homes on retiring.  Thanks very much AARP!

So, I have to ask you … does this make your November 8, 2012 vote any more important to you now that we’re finally  finding out what’s really in Obamacare.

And don’t forget you pay that 3.8% even if you have no gain on the sale of your house.

And if you do happen to have a gain … your capital gains tax is going up from 15% to 20%  PLUS the 3.8% tax.  Wow! It just keeps getting better!

So, we are finding all these new secret, indirect, and otherwise hidden “Revenue Enhancements,”  and still Obama wants to raise taxes to fund more “shovel ready jobs” for his campaign bundler buddies, ohhh … and his family’s vacations and new ergonomic grips for his golf clubs!!

Have a nice day AND PLEASE …. VOTE!!

OMG: Obama Must Go

Tax
Image by 401K via Flickr

I now this is not a real letter sent by an employer to his employees.  It is an email “joke!”  But, despite that … it has a great deal of truth in it … it really hits the nail on the head.  So I posted it here.  Read through to end, it makes a lot of sense!

To All My Valued Employees,

There have been some rumblings around the office about the future of this company, and more specifically, your job. As you know, the economy has changed for the worse and presents many challenges. However, the good news is this: The economy doesn’t pose a threat to your job.

What does threaten your job however, is the changing political landscape in this country. Of course, as your employer, I am forbidden to tell you whom to vote for – it is against the law to discriminate based on political affiliation, race, creed, religion, etc.

Please vote for who you think will serve your interests the best. However, let me tell you some little tidbits of fact which might help you decide what is in your best interest. First, while it is easy to spew rhetoric that casts employers against employees, you have to understand that for every business owner there is a back story.

This back story is often neglected and overshadowed by what you see and hear. Sure, you see me park my Mercedes outside. You saw my big home at last years Christmas party. I’m sure all these flashy icons of luxury conjure up some idealized thoughts about my life. However, what you don’t see is the back story.

I started this company 12 years ago. At that time, I lived in a 300 square foot studio apartment for 3 years. My entire living space was converted into an office so I could put forth 100% effort into building a company, which by the way, would eventually employ you.

My diet consisted of Ramen Pride noodles because every dollar I spent went back into this company. I drove a rusty Toyota Corolla with a defective transmission. I didn’t have time to date. Often times, I stayed home on weekends, while my friends went out drinking and partying. In fact, I was married to my business — hard work, discipline, and sacrifice.

Meanwhile, my friends got jobs. They worked 40 hours a week and made a modest $50K a year and spent every dime they earned. They drove flashy cars and lived in expensive homes and wore fancy designer clothes. Instead of hitting Nordstrom’s for the latest hot fashion item, I was trolling through the Goodwill store extracting any clothing item that didn’t look like it was birthed in the 70’s.

My friends refinanced their mortgages and lived a life of luxury. I, however, did not. I put my time, my money, and my life into a business — with a vision that eventually, some day, I too, will be able to afford these luxuries my friends supposedly had.

So, while you physically arrive at the office at 9 am, mentally check in at about noon, and then leave at 5 pm, I don’t. There is no “off” button for me. When you leave the office, you are done and you have a weekend all to yourself. I unfortunately do not have the freedom. I eat, ****, and breathe this company every minute of the day. There is no rest. There is no weekend. There is no happy hour. Every day this business is attached to me like a 1 day old baby.

You, of course, only see the fruits of that garden — the nice house, the Mercedes, the vacations… You never realize the back story and the sacrifices I’ve made. Now, the economy is falling apart and I, the guy that made all the right decisions and saved his money, have to bail out all the people who didn’t.

The people that overspent their paychecks suddenly feel entitled to the same luxuries that I earned and sacrificed a decade of my life for. Yes, business ownership has its benefits but the price I’ve paid is steep and not without wounds. Unfortunately, the cost of running this business, and employing you, is starting to eclipse the threshold of marginal benefit and let me tell you why:

I am being taxed to death and the government thinks I don’t pay enough. I have state taxes. Federal taxes. Property taxes. Sales and use taxes. Payroll taxes. Workers compensation taxes. Unemployment taxes. Taxes on taxes. I have to hire a tax man to manage all these taxes and then guess what? I have to pay taxes for employing him. Government mandates and regulations and all the accounting that goes with it, now occupy most of my time. On Oct 15th, I wrote a check to the US Treasury for $288,000 for quarterly taxes. You know what my “stimulus” check was? Zero. Nada. Zilch.

The question I have is this: Who is stimulating the economy? Me, the guy who has provided 14 people good paying jobs and serves over 2,200,000 people per year with a flourishing business? Or, the single mother sitting at home pregnant with her fourth child waiting for her next welfare check?

Obviously, government feels the latter is the economic stimulus of this country. The fact is, if I deducted (Read: Stole) 50% of your paycheck you’d quit and you wouldn’t work here. I mean, why should you? That’s nuts. Who wants to get rewarded only 50% of their hard work? Well, I agree which is why your job is in jeopardy. Here is what many of you don’t understand …to stimulate the economy you need to stimulate what runs the economy. Had suddenly government mandated to me that I didn’t need to pay taxes, guess what? Instead of depositing that $288,000 into the Washington black-hole, I would have spent it, hired more employees, and generated substantial economic growth. My employees would have enjoyed the wealth of that tax cut in the form of promotions and better salaries. But you can forget it now.

When you have a comatose man on the verge of death, you don’t defibrillate and shock his thumb thinking that will bring him back to life, do you? Or, do you defibrillate his heart? Business is at the heart of America and always has been. To restart it, you must stimulate it, not kill it. Suddenly, the power brokers in Washington believe the mud of America are the essential drivers of the American economic engine.

Nothing could be further from the truth and this is the type of change you can keep. So where am I going with all this? It’s quite simple. If any new taxes are levied on me, or my company, my reaction will be swift and simple. I fire you. I fire your co-workers. You can then plead with the government to pay for your mortgage, your SUV, and your child’s future. Frankly, it isn’t my problem any more. Then, I will close this company down, move to another country, and retire.

You see, I’m done. I’m done with a country that penalizes the productive and gives to the unproductive. My motivation to work and to provide jobs will be destroyed, and with it, will be my citizenship.

While tax cuts to 95% of America sounds great on paper, don’t forget the back story: If there is no job, there is no income to tax. A tax cut on zero dollars is zero. So, when you make decision to vote, ask yourself, who understands the economics of business ownership and who doesn’t? Whose policies will endanger your job? Answer those questions and you should know who might be the one capable of saving your job. While the media wants to tell you “It’s the economy Stupid” I’m telling you it isn’t.

If you lose your job, it won’t be at the hands of the economy; it will be at the hands of a political hurricane that swept through this country, steamrolled the Constitution, and will have changed its landscape forever. If that happens, you can find me in the South Caribbean sitting on a beach, retired, and with no employees to worry about.

Signed,

Your boss,

Michael A. Crowley,
PE Crowley, Crisp & Associates, Inc.
Professional Engineers
1906 South Main Street, Suite 122
Wake Forest , NC 27587
Phone: 919.562.8860 x22
Fax: 919.562.8872